Archives for Homeowner tips

3 Tips For Making A Major Homeowners Insurance Claim

3 Tips For Making A Major Homeowners Insurance Claim

May 7, 2018 | Comments Off on 3 Tips For Making A Major Homeowners Insurance Claim

3 Tips For Making A Major Homeowners Insurance Claim Home insurance is one of the costs that come with home ownership. You pay your premiums to your insurance company and when disaster strikes, you expect that they will pay for most, if not all of the bill.  But will they? Here are 3 tips to help you get the most out of your homeowner’s insurance claim.   Know your limits, deductibles and what your coverage includes. Depending on your policy, your insurance company may or may not cover things like water damage. By reviewing your policy, you’ll know how much you
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3 Tips For Making A Major Homeowners Insurance Claim

3 Tips For Making A Major Homeowners Insurance Claim

May 7, 2018 | Comments Off on 3 Tips For Making A Major Homeowners Insurance Claim

3 Tips For Making A Major Homeowners Insurance Claim Home insurance is one of the costs that come with home ownership. You pay your premiums to your insurance company and when disaster strikes, you expect that they will pay for most, if not all of the bill.  But will they? Here are 3 tips to help you get the most out of your homeowner’s insurance claim.   Know your limits, deductibles and what your coverage includes. Depending on your policy, your insurance company may or may not cover things like water damage. By reviewing your policy, you’ll know how much you
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Buying a Home: What The Extras Cost

Buying a Home: What The Extras Cost

June 4, 2018 | Comments Off on Buying a Home: What The Extras Cost

Contracts and rentals to consider in home ownership When it comes to buying a home, there are always additional fees to be considering when you make an offer. Typically, a first-time home buyer needs to be aware of the costs associated with buying a home – legal fees, mortgage rates, home insurance, closing costs, property taxes, land transfer fees…But what about those little extras not everyone considers? The contracts and rentals associated with the home such as furnaces, hot water tanks, and in some locations even your septic tanks – and what that could cost you. The main point is
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Understanding Property Taxes

Understanding Property Taxes

May 1, 2018 | Comments Off on Understanding Property Taxes

Property taxes are a necessary part of owning property in Ontario. Anyone in Ontario who owns land or a property has to pay a certain amount of tax to the municipal government. Although these taxes are unpopular, as all taxes are, property taxes are important because they are the main revenue source for Ontario’s municipalities. Property taxes are separate from other forms of taxes, and the amount that each person owes is based on a unique assessment for their particular property and the tax rate of the municipality the property is in. How property taxes are determined for each individual
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Understanding Property Taxes

Understanding Property Taxes

April 30, 2018 | Comments Off on Understanding Property Taxes

Property taxes are a necessary, though disliked part of owning property in Ontario. Anyone in Ontario who owns land or a property has to pay a certain amount of tax to the municipal government. Although these taxes are unpopular, as all taxes are, property taxes are important because they are the main revenue source for Ontario’s municipalities. Property taxes are separate from other forms of taxes, and the amount that each person owes is based on a unique assessment for their particular property and the tax rate of the municipality the property is in.   How property taxes are determined
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Landlords and Legalization: What budding weed laws may mean for Landlord

Landlords and Legalization: What budding weed laws may mean for Landlord

March 22, 2018 | Comments Off on Landlords and Legalization: What budding weed laws may mean for Landlord

Landlords and Legalization: What budding weed laws may mean for Landlords With the legalization of marijuana on the horizon, property owners of rental units are wondering what that will mean for them. As all the rules and regulations surrounding cannabis use have yet to be ironed out, it’s only natural that landlords are beginning express concern, or in some cases excitement surrounding the opportunities legalization will present. The legalization of medical cannabis passed in 2001, but as Canada moves forward to legalize the use of cannabis across the country, there are many different views surrounding the changes. With multiple angles to
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Selling in the Summer

Selling in the Summer

July 11, 2017 | Comments Off on Selling in the Summer

Selling your home in summer? It can be grueling to prepare a house for sale in the summer heat but many experts believe that summer is one of the best times to sell a house. Why?… People are out and about! Summer holidays mean that people have more time to devote to buying a home and, for parents of school age children, moving in the summer offers an easier transition for families changing neighbourhoods/schools. Selling your home in summer may also give you more time to devote to preparing your home – it’s a win-win! The Ottawa real estate market
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Protecting Your Home: Backyard Safety

Protecting Your Home: Backyard Safety

June 21, 2017 | Comments Off on Protecting Your Home: Backyard Safety

Protecting Your Home: Backyard Safety There’s no time like summer to really get outside and enjoy your backyard. Whether you’re taking a swim in the pool, barbecuing up a great summer meal, spending a night around the fire pit, or just lounging outside and enjoying the heat, it’s not all fun and games though. Safety is still important, so here are a few things to keep in mind. Pool Safety Pools can be a great source of fun, and a welcome shelter when the heat gets too intense. However, pools can also be a serious hazard, so it is important
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Smart Home Technology

Smart Home Technology

February 22, 2017 | Comments Off on Smart Home Technology

Smart Home Technology As it goes, years pass and technology advances. Existing technology improves; and new technology is introduced. We talk on our smart phones – surf, play, and even talk to our smart phones – we drive our smart cars, watch our smart TV’s, and allow for our smart vacuum cleaners to parade our floors so that we may live cleanly in our smart homes. Regardless of how often, or of how many smart pieces of technology we may own, we are constantly surrounded by such, merely through the world in which we live in. As it progresses, smart
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Costs on Your Home Over the Christmas Season: Trimming the Holiday Stress

Costs on Your Home Over the Christmas Season: Trimming the Holiday Stress

December 21, 2016 | Comments Off on Costs on Your Home Over the Christmas Season: Trimming the Holiday Stress

Christmas is indeed a time for many things. It is time well spent with our families and our friends, a time for celebration, a time for passing down holiday traditions (as well as creating new ones); and, of course, with the end of year approaching, it is a time of reflection and resolution. Moreover, with the abundance of festivities that our communities offer over the holidays, it’s a time to try new things, and to collect memories with your loved ones.   With the joys of Christmas comes, of course, the stresses of the season. It’s only natural. We host
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